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The RAFT Strategy stands for Retirement Approach Free of Tax. It is a financial concept as well as a book written by our co-founder, Laurett Arenz. With a rising debt load in the United States and historically low tax rates, the possibility that we will see an increase in income tax rates in the future looms large. This puts those investors who only use tax-deferred retirement vehicles as a source of retirement funding at great risk of paying higher income tax rates during their retirement years.

The RAFT Strategy describes a method of using equity-indexed insurance contracts to create a guaranteed stream of income, protect your savings from market volatility, and achieve financial independence in retirement. By using the RAFT strategy, you can take advantage of the upside potential of the stock market without the risk of market losses. Don’t let taxes or market adjustments bring down your retirement funds; contact HERO’s Strategies, Inc. to learn more about the RAFT strategy and find out how you can get the book for free!

HERO’s Strategies, Inc. knows that there is no one-size-fits-all solution when it comes to retirement. We aim to understand your unique needs and goals and offer a personalized solution to achieve them. When you contact us, you’ll be partnered with a strategic wealth coach who will work to develop a long term personal relationship with you. That way, as your needs and circumstances change, we can help you adjust your investing strategies. Call (240) 252-1500 or fill out our online contact form today in order to get in touch with an experienced professional and start securing your future now.